Nafolosɔrɔbaliya bɛ i ka warimarataw nafa dɔgɔya cogo di ?

Nafolosɔrɔbaliya bɛ kɛ i n' a fɔ impositi makunlen , min bɛ fara ɲɔgɔn kan , warijɛ jilama kan . Ni don o don fɛnw ni baarakɛminɛnw sɔngɔ wulila, wari hakɛ kelen-kelen bɛɛ bɛ bɔnɛ a seko la k’o nafolo kelenw sɔrɔ tigitigi. Hali ni wari hakɛ tɔgɔlama min bɛ banki jatebɔsɛbɛn kɔnɔ, o tora a cogo la, sanni seko lakika bɛ jigin kosɛbɛ.

Nin nafa dɔgɔyali jatebɔ jɛlen faamuyali

Nin ​​nafalan in bɛ baara kɛ ni sɔngɔ dɔgɔyali misaliw ye minnu bɛ wele ko standard compounding discounting models walasa ka jatebɔ kɛ kapitalu tiɲɛni waati yɛrɛ la. Algorisimu min bɛ a jukɔrɔ, o bɛ jatebɔ formula jateminɛ : Nafa lakika = Hakɛ tɔgɔlama / (1 + Nafolosɔrɔta hakɛ)^Sanw. Ni jatebɔ kɛra nin waati caman sɔngɔ dɔgɔyali hakɛ in na kiliyan fan fɛ, sɛbɛnnikɛlan bɛ nafa bɛɛ bɔnɛnenw bɔ ɲɔgɔn na o yɔrɔnin bɛɛ la k’a sɔrɔ wariko dontaw ma ci foroba rezow kɔnɔ, ka baarakɛcogo kunnafoniw lakanani sariya gɛlɛnw wasa.

Fɛɛrɛ minnu bɛ se ka kɛ walasa ka wariko dɔgɔyali nɔgɔya

Walisa ka waatijan nafolo maralenw bali ka bɔ nafolosɔrɔbaliya la, wariko baarakɛlaw bɛ waribonw tila ka bɔ ɲɔgɔn na cogoya la bolomafara jatew minnu tɛ nafa sɔrɔ ka don nafolo sɔrɔta sigicogo la. Olu ye suguba ka bolomafara jiralanw ye, nafolosɔrɔsiraw lakanani nafolosɔrɔsiraw, walima nafolo yetaw farikoloma minnu dilannen don walasa ka bɛn sabati ni sɔrɔkoba kɔnɔ fɛnw sɔngɔ jiralanw ye.